What is Mo Ghara Yojana :

Mo Ghara Yojana Is A Scheme Of Odisha Goverment For Built New House,Repair House And Expand House For Poor People And Middle Middle Class Families.Odisha’s Honerable CM Naveen Patnaik anounced Mo Ghara Yojana ( Mo Ghara Housing Scheme ) In 29th of may in 2023 .In This Scheme Benificiries Get 4 types of Loan . the loan amountis 1 Lakh to 3 Lakh.If Benificiries take Mo Ghara yojana Then he will get subsidy also.there are a lot of benifit of Mo Ghara Yojana .Such As : Subsidy,No Need to Pay stamp duty Money and ST, SC and Disability Person Gets Extra Benifirt Of Mo Ghara Yojana.

The “Mo Ghara” scheme is a housing scheme released with the aid of the Government of Odisha, India. The scheme ambitions to offer inexpensive housing to the humans of Odisha.

Under the Mo Ghara scheme, eligible beneficiaries are provided monetary assistance to assemble pucca (permanent) homes or to repair and renovate their existing homes. The scheme prioritizes families belonging to economically weaker sections (EWS), low-earnings groups (LIG), and slum dwellers.

The beneficiaries are decided on primarily based on positive standards set by means of the authorities, which include income degree, land possession, and other socioeconomic factors. The monetary help provided below the scheme enables eligible beneficiaries in building or enhancing their homes, ensuring better residing situations and shelter for the residents.

The Mo Ghara scheme is part of the authorities’s commitment to imparting housing for all and enhancing the living standards of the economically deprived sections of society in Odisha..

Benifits Of Mo Ghara Yojana :

1. There are 4 Types Of Loan In Mo Ghara Yojana (1 lakh/1.5 lakh/2 lakh and 3 lakh) for building new House ,repair and expand.
2. Benificiries get subsidy in this Loan .
3. ST,SC And Disabilitis Benificiary get extra  Of Mo Ghara Yojana Benifit .
4. No Need to pay registation fee or stam duities  fee.

Who will Get Benifit of Mo Ghara Yojana :

1. Who Has Kacha Ghar ( Mud House) OR a single room only.
2. Who has not get benifit of awaas yojana OR who has got house Bellow 70000 rupees  .
3. Who gets bellow 25000 rupees Monthly.
4. Benificiries should not have four whiller vechile.
5. Benificiaries should not get any privet or goverment Pension.
6. Five Accre land which should be under water  supplies  or bellow 15 Accre land .

How to Apply Mo Ghara Yojana :

1. You Can  Apply On RH portal Website or Mo Sheba kendra .
2. Online Apply Date 16/06/2023 https://rhodisha.gov.in/moghara/

How to Repayment Mo Ghara Yojana Loan:

1. You Dont Need to Pay Loan Amount in First Year. but You have to pay loan amount through instelment in 10 years..